Pentland Homes

Buying Options

Help to Buy


The Help to Buy Government backed scheme is designed to help anyone who can afford a mortgage but perhaps doesn't have a big enough deposit to buy a new home


A simple scheme that will enable you to buy a new Pentland home up to the value of £600,000 with a 5% deposit

You will need a 75% mortgage and the Government will lend you 20% of the purchase price, this Government loan is interest free for the first 5 years


How Help to Buy works:

  • Choose your new Pentland home

  • Complete the online application and a financial consultation

  • Reserve your new home and submit the application for your purchase, our Independent Mortgage Advisor can assist you with this as well as your mortgage application

  • Instruct a Solicitor for the purchase of your new home

  • We will monitor the progress of your purchase and be on hand to answer any questions whilst guiding you through the process


Key points:

  • You cannot rent out your existing home and buy a second home through Help to Buy

  • The scheme is not available to buy to let investors or those who will own any property other than their Help to Buy property after completing the purchase

  • You must repay the Help to Buy percentage contribution when you sell you home or after 25 years

  • If the home in the example above sold for £210,000, you’d get £168,000 (80%, from your mortgage and the cash deposit) and you’d pay back £42,000 on the loan (20%). You’d need to pay off your mortgage with your share of the money.


Please see the Help to Buy buyers guide for full details




*The Help to Buy scheme has terms and conditions and is subject to affordability criteria as defined by the Homes and Communities Agency.
You can find more information here :-


The Help to Sell scheme is an incentive which you could be eligible for provided that you reserve and subsequently purchase a new Pentland Home to the same value or more than the property that you are selling.
Before you instruct an estate agent to sell your current property please contact us.
Remember, please talk to us before you talk to them.


Find information on the Home Builders Consumer Code here.

Help to Sell


Our Help to Sell initiative is designed to assist you in selling your property, whether you’re down sizing or up sizing


A simple process that will enable your property to be marketed whilst we hold your chosen new home

And, we pay the agents fees


How Help to Sell works:

  • Choose your new Pentland home from selected availability and complete the application    

  • We will then select and instruct 3 local estate agents to appraise your property

  • We agree the marketing figure with you from those 3 appraisals and take your holding cheque to enable us to commence marketing    

  • We instruct up to 3 agents to maximise exposure and work to achieve the best price for your property

  • You will use your best efforts to keep the property presentable, accessible and viewable at all reasonable times    

  • We will hold your chosen new home for up to 4 weeks whilst working to achieve a sale on your property    

  • We monitor activity - viewings and feedback on your home    

  • When a sale is agreed, we progress it to enable you to purchase your new home with us    

  • And finally, we pay the agents fees including the VAT






Speak to our Sales Advisors to find out if your property is eligible for our Part-Exchange Scheme. On selected plots, we may be able to offer a PX on your current home, saving you the hassle of putting your property on the market and dealing with lengthy chains!


How Part-Exchange works:


  • Choose your new Pentland home and find out if your current property is eligible for the scheme

  • We will then instruct 3 independent valuations on your property

  • We agree a purchase price with you and make a formal offer on your home

  • Once accepted, we instruct our solicitors to proceed with the sale

  • Once completion has happened, you are free to move in to your Pentland home!



Pentland Homes Ltd. The Estate Office. Etchinghill Golf. Etchinghill. Folkestone. Kent CT18 8FA

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