Help To Buy

The Help to Buy Government backed scheme is designed to help anyone who can afford a mortgage but perhaps doesn't have a big enough deposit to buy a new home.

A simple scheme that will enable you to buy a new Pentland home up to the value of £600,000 with a 5% deposit.

You will need a 75% mortgage and the Government will lend you 20% of the purchase price, this Government loan is interest free for the first 5 years.

How Help to Buy works:

  • Choose your new Pentland home

  • Complete the online application and a financial consultation

  • Reserve your new home and submit the application for your purchase, our Independent Mortgage Advisor can assist you with this as well as your mortgage application

  • Instruct a Solicitor for the purchase of your new home

  • We will monitor the progress of your purchase and be on hand to answer any questions whilst guiding you through the process


Please see the Help to Buy buyers guide for full details.

*The Help to Buy scheme has terms and conditions and is subject to affordability criteria as defined by the Homes and Communities Agency.
You can find more information here -