Help To Buy

The Help to Buy Government backed scheme is designed to help First Time Buyers who can afford a mortgage but perhaps doesn't have a big enough deposit to buy a new home.

A simple scheme that will enable you to buy a new Pentland home up to the value of £437,600 with a 5% deposit.

You will need a 75% mortgage and the Government will lend you 20% of the purchase price, this Government loan is interest free for the first 5 years.

How Help to Buy works:

  • Choose your new Pentland home

  • Complete the online application and a financial consultation

  • Reserve your new home and submit the application for your purchase, our Independent Mortgage Advisor can assist you with this as well as your mortgage application

  • Instruct a Solicitor for the purchase of your new home

  • We will monitor the progress of your purchase and be on hand to answer any questions whilst guiding you through the process
  •  It is available to first-time buyers purchasing a single property who do not currently own a property in or outside of the UK only.


Please see the Help to Buy buyers guide for full details.

*The Help to Buy scheme has terms and conditions and is subject to affordability criteria as defined by the Homes and Communities Agency.
You can find more information here -